Payments Options

Insurance Image At Owens Optometrics, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, medical insurance, cash, checks, and all major credit cards. Most patients have vision and medical insurance. They are very different in terms of the services they cover, and it is important for our patients to understand these differences.

Vision Coverage is mainly designed to determine a prescription for glasses or contacts, and to cover a routine check of a healthy patient with no symptoms or complaints.

Medical Coverage is designed for medical problems that affect the eyes, such as dry eyes, glaucoma, macular degeneration, or cataracts. It does not cover routine services for glasses or contacts.

Medical Insurance

We make every effort to be on your insurance company’s panel. If we participate with your insurance, we will file a claim on your behalf. In the event we do not participate with your medical or vision insurance, we will provide an itemized receipt so that you may file a claim with your insurance for reimbursement. Here are some medical plans we participate with:

  • Medicare
  • Highmark BCBS
  • Geisinger
  • Coventry
  • Health America
  • Capital Blue Cross
  • Tricare
  • Freedom Blue
  • Aetna
  • Today's Options
  • CoreSource

Please call your insurance company to verify that we are in-network for your plan.

Vision Insurance

The knowledgeable staff at Owens Optometrics is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care.

We presently accept most VSP and EyeMed vision plans. We also accept the 20/20 Advantage Plan for small businesses.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our New Holland optometric staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and offer financing options with Care Credit. To apply for CareCredit, please click HERE. At Owens Optometrics, we also accept cash, check, American Express, Visa, Mastercard, and Discover. Call 717-354-2251 today to schedule your eye exam today.

20/20 Advantage Plan

This is a discount program offered to business owners who do not have vision insurance coverage for their employees. It is a simple program to sign up for and does not cost the employer any fees. There are many Vision Source offices in this area that accept this plan.

For more information regarding the 20/20 Advantage Plan, please contact Vicki Owens, CPO at 717-354-2251 or via email [email protected]

Prompt Pay Discount

This discount is available to all of our patients who do not have insurance coverage for their services or eyewear. We offer a 15% discount for payments made with cash or check, and a 10% discount for credit card payments made on the day of service.

Contact Us

We look forward to hearing from you.


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Hours of Operation

Our Regular Schedule


9:00 am-6:30 pm


9:30 am-4:30 pm


9:00 am-6:30 pm


9:00 am-6:30 pm


9:30 am-12:30 pm